L&T Realty · Flexible Payment Options

L&T Elara CelestiaPayment Plan

10% Down Payment Booking · Construction-Linked · Home Loan Available

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L&T Elara Celestia Payment Plan

L&T Elara Celestia offers a flexible and investor-friendly payment plan, making it easy for homebuyers to own a luxury apartment in Hebbal, North Bangalore. The project follows a construction-linked payment plan with an initial 10% down payment booking amount, ensuring a hassle-free and structured payment schedule tailored to your financial goals.

Whether you are an end-user planning to move in or an NRI investor seeking high returns, the structured payment plan reduces financial burden and allows you to pay progressively as construction advances. Secure your premium 3 & 4 BHK apartment in Hebbal today with one of Bangalore's most trusted developers — L&T Realty.

Construction-Linked Payment Plan

Pay in three simple stages — linked directly to construction milestones.

1
Booking Amount — 10% Down Payment

Pay 10% of the total cost to reserve your preferred unit at the time of booking. This secures your unit and locks in the current pricing.

2
During Construction — 80% Installments

Stage-wise payments linked to construction milestones. As each floor and structural stage is completed, the next installment falls due — reducing upfront financial pressure significantly.

3
On Possession — Final 10%

Balance amount paid upon successful handover of your luxury apartment in March 2030. Final documentation and registration fees apply.

Why This Payment Plan Works

Low initial investment — only 10% to secure your dream home

Pay progressively as construction advances — zero front-loading

Home loan assistance from HDFC, SBI, ICICI & Axis Bank

Attractive early-booking pricing and limited-period launch offers

NRI-friendly with full repatriation benefits under FEMA

RERA approved — your investment is legally protected

Payment Milestones

Payment Milestone% of Total CostWhen DueNotes
Booking Amount 10% At time of booking Secures unit; price locked
Agreement to Sale 10% Within 30–45 days of booking Sale Agreement executed
Commencement of Construction 10% On commencement Construction begins
Plinth / Foundation Completion 10% On milestone completion Foundation & ground slab
Construction Progress (Stage-wise) 40% In installments during build Per floor slab & structure
Finishing & Pre-Possession 10% On OC (Occupancy Certificate) Interiors & finishes
On Possession 10% March 2030 Key handover + registration

*Actual payment schedule may vary per unit type and agreement. Contact sales team for exact schedule. RERA: PRM/KA/RERA/1251/472/PR/100325/007564

Why Invest Now?

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Lowest Entry Price

Early-bird buyers secure the lowest pricing. Prices are expected to appreciate 20–30% by possession in 2030.

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Home Loan Available

L&T Elara Celestia is pre-approved by HDFC, SBI, ICICI, and Axis Bank. Get up to 80% financing with attractive interest rates.

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High Rental Yield

Hebbal's Manyata Tech Park proximity ensures strong corporate rental demand — projected yields of 4–6% annually.

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RERA Protected

Fully RERA-approved project ensures legal protection, timely completion, and transparent dealings for all buyers.

Home Loan Partners

Get competitive home loan rates from India's leading banks. Our team assists with documentation, approvals, and disbursement — end to end.

HDFC Bank
State Bank of India
ICICI Bank
Axis Bank
Kotak Mahindra Bank
Bank of Baroda
LIC Housing Finance

Home Loan Eligibility

Up to 80% of property value as home loan

Tenures up to 30 years with attractive interest rates

Available for residents, NRIs, and PIOs

Tax benefits under Section 80C and 24(b) of Income Tax Act

Unit Pricing Overview

Elara Celestia Sale price starts at ₹3.35 Crores (~ AED 1.47 Million | USD 400,000 | GBP 320,000) for a 3 BHK of 1,550 sq.ft. Larger 3 bedroom unit sizes are (1,900–2,200 sq.ft) and ultra-spacious 4 bedroom apartment area of (2,600–3,100 sq.ft) cost sheet. Buy a unit with just 10% down payment Booking, get attractive construction linked payment plan. Contact us for updated cost sheet, special launch offers, and home loan options. Visit L&T Elara Celestia model apartment at Sales Center.

Unit TypeAreaBooking Amount (10%)Total Price
3 Bedroom (Standard)1,525 Sq.ft~₹33.5 Lakhs
3 Bedroom (Large)2,094–2,202 Sq.ft~₹48–55 Lakhs
4 Bedroom (Standard)2,757 Sq.ft~₹59–65 Lakhs
4 Bedroom (Large)3,155 Sq.ft~₹59–79 Lakhs₹5.92–₹7.87 Cr
4 BR Duplex Penthouse3,735 Sq.ftOn request

Speak to Our Team

Our sales experts will walk you through the complete payment schedule, home loan process, and unit selection. Visit our sales center at Phoenix Mall of Asia, Hebbal.

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Sales CenterNear Phoenix Mall of Asia, Hebbal, Bangalore
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Disclaimer: The content provided on this website is for informational purposes only and does not constitute an offer to avail any service. Prices mentioned are subject to change without prior notice, and the availability of properties cannot be guaranteed. Images are for representation purposes only. This is the official website of an authorized marketing partner. We may share data with RERA-registered companies for further processing and may also send updates to the registered mobile number/email ID.